Revolving Business Line of Credit

Why Choose a LOC?

A business line of credit offers unmatched flexibility for managing cash flow.
Only Pay for What You Use
If you’re at a $0 balance, it costs you $0.
It’s a revolving credit solution you can draw from whenever the need arises—perfect for handling short-term expenses or seizing unexpected opportunities.

In today’s environment—where receivables can lag and supply chains can shift—having a line of credit gives your business the breathing room it needs.

Think of it as your financial backup plan: there when you need it, without pressure when you don’t.

What Exactly Is a Business Line of Credit?

A business line of credit is a flexible, revolving form of financing that acts as a cushion for your business operations. Whether it’s to cover payroll, invest in equipment, handle receivable gaps, or stock up on inventory—it’s there to meet a wide range of needs.

Because it’s revolving, you can reuse the funds as often as needed. Once you repay what you’ve drawn, the full amount becomes available again, giving you ongoing access to working capital without having to reapply.

What qualifies your business for a line of credit?

To get a business line of credit, you need the following:

Minimum 12 months’ time-in-business
Minimum of 200K annual business revenue
Credit Score of 550 or higher

Step 1. Apply in minutes

Minimum documentation is required and applying won’t affect your credit score.

Step 2. Review offers

A dedicated representative will help you select the best offer for you.

Step 3. Get funds

Once approved, lines of credit can be funded instantly. Term loans funds in as little as 24 hours.